Required Documents

  • All required Federal and State disclosures
  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Two most recent monthly bank statements (All pages of the statement) 
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts (All pages of the statement)
  • Copy of the purchase and sale agreement
  • If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord
  • Most recent mortgage statement
  • If divorced...a fully executed divorce decree
  • For self employed borrowers, employees paid by commission, or owners of rental real estate:

    Two (2) years signed personal tax returns - including all schedules

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

 

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